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Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.
Brake Build-up (Brake Lag)
Occurs just after the brakes are applied and continues until they lock.
Momentum
The mass of an object multiplied by its velocity. It is a vectored quantity with both magnitude and direction.
Tripped Rollovers
NHTSA data show that 95% of single-vehicle rollovers are tripped . This happens when a vehicle leaves the roadway and slides sideways, digging its tires into soft soil or striking an object such as a curb or guardrail.
Disregarding traffic controls
Can be going through a red light or stopping at a green light, diregarding special signals in traffic.
Cause of action
A legal claim. Certificate under penalty of perjury - A written statement, certified by the maker as being under penalty of perjury.
Injury Rights
Regardless of who is at fault for an automobile accident, your insurance company is responsible for paying your initial medical expenses.
Interrogatories
Written questions developed by one party's attorney for the opposing party.
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Did You Know?